Email: utcbho@yahoo.co.in
Phone No: 0820 2521143
IFSC Code - UTIB0STCOBL
   
 

News and Events

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Services

  • Evening Counter Facility.
  • Higher Rate of Interest on Deposits.
  • Various Attractive Deposit Schemes.
  • Safe Deposit Lockers facility.

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Contact Us

Teachers’ Co-operative Bank LTD
Head Office: 4th Floor,
Baliga Towers, Near Bus Stand,
Udupi-576101.
Karnataka, India.
Phone No: 0820 - 2521143

 

Service Charges

Notice

Revised charges with effect from 26.05.2014

A -  Stationery Charges

SL.No.

Particulars

Amount Rs.

a

For Applications

 

1

Membership Application

50.00

2

Surety Loan Application

100.00

3

Emergency Loan Application

50.00

4

N.S.C. Loan Application

25.00

5

Vehicle Loan Application

100.00

6

Home Appliance Loan Application

100.00

7

Jewel Loan Application

50.00

8

Housing Loan Application

200.00

9

Nominal Membership Application

30.00

10

Nom.Mem.Surety Loan Application

50.00

11

Nom.Mem.Emergency Loan Application

50.00

12

Mortgage Loan Application

250.00

13

To Change of  Nomination

10.00

14

“C” Class Membership Application.

10.00

15

“D” Class Membership Application.

10.00

16

“E” Class Membership Application.

10.00

b

For  issue of Duplicate Pass Book/Identity Card

1

Savings Bank

50.00

2

Recurring Deposit

50.00

3

Loan Pass Book

50.00

4

Membership Identity Card (duplicate)

50.00

5

Duplicate share certificate      (per Share)

1.00

c

For Ledger Sheet/Certificate

 

1

S.B./C.A.Ledger Sheet- per sheet

5.00

2

Loan Ledger sheet- per sheet

20.00

3

Loan Repayment Certificate.

20.00

 

B – Service Charges

SL.No.

Particulars

Amount Rs.

1

Surety and Emergency Loan

0.50% (with a minimum of Rs.100.00 no ceiling)

2

N.M.S.L./N.M.E.L.

1% of the Loan Amount

3

Madhu sanchaya Loan

20.00

4

Closing of S.B. within 1 year

a

Without Cheque Book

10.00

b

With Cheque Book

25.00

5

For Current Account (maintainance charge)

Rs.100.00 once in 6 months

6

Vehicle and other Mortgage Loans

Members & Employee

Others

0.50% (with a minimum of Rs.100.00 no ceiling

1%(with a minimum of Rs.100.00 no ceiling)

7

Inoperative Account (service Charge for closing the A/C)

8

As per  RBI circular service charges are not applied

9

Appraiser Fees

0.03%

C  -  Postage Charges

Sl. No.

Particulars

Amount Rs.

1

Demand List

             5.00

2

Default Notice

a) Ordinary   -       20.00

 

 

b)Registered -        60.00

D -  D.D. Commission

Sl. No.

D.D.Amount

Commission Rs.

1

Rs. 1 to 500.00

5.00

2

Rs. 501.00 to 1000.00

10.00

3

Rs. 1001.00  to 5000.00

15.00

4

Rs. 5001.00 to 10000.00

20.00

5

Rs. 10001.00 to 1,00,000.00

Rs. 2.00 per 1000.00

6

For the amount above Rs. 1,00,000.00

Rs1.50 per 1000.00

E – Cheque Collection Charges

Sl.No.

Cheque Amount

Commission

Postage

Total

1.

Rs. 1/- to 500/-

Rs. 2/-

Rs.2/-

Rs.4/-

2.

Rs. 501/- to 1000/-

Rs. 5/-

Rs.2/-

Rs.7/-

3.

Rs. 1001/- to 5000/-

Rs. 10/-

Rs.2/-

Rs.12/-

4.

Rs.5001/- to 10000/-

Rs. 10/-

Rs.13/-

Rs.23/-

5.

Rs. 10000/- above

Rs. 1/- per 1000/-

Rs.13/-

 

F– Discount Charge - 0.50%(0.5%) per  100/- subject to a minimum   of 10/-

G-    Pre mature M.S. Closing   -    3% of Madhu Sanchaya Amount

H.   S.B./ C/A Minimum Balance

Sl.No.

Particulars

Amount Rs.

a.

S.B.without Cheque Book

Rs. 100.00

b.

S.B.with Cheque Book

Rs. 500.00

c.

Current Account

Rs. 1000.00

I  – Cheque Return Charges

For Savings Bank

Rs. 50.00 or 1 % of the cheque amount whichever is high with a maximum of Rs. 500.00

For Current & Overdrafts

Rs. 50.00 or 1 % of the cheque amount whichever is high with a maximum of Rs. 500.00

If cheques given for collection returned

a. For Savings Bank

Rs.50.00

b. For Current & Overdrafts

Rs. 75.00

 

J  – Cheque Book Charges

CTS cheque for savings Bank (First 10 leaf book free)

Rs. 1.00 per leaf

Current Account Cheques (First 10 leaf book free)

Rs. 2.00 per leaf

 

 

K.    Others

Sl.No.

Particulars

Amount Rs.

01

Bye-Law copy charges

150.00

02

Share fees per share (only at the time of admission )

10.00

03.

Entrance fees

25.00

04

Share transfer fees

Rs. 10.00 per share maximum Rs. 100.00

05

Members address list

Per page 1.00

L.       Locker Rent

Sl.No.

Branch

Type of  locker

15” x 12”

10.05” x 14”

4” x 14”

4” x 6”

01

Main Branch

-

1000.00

750.00

500.00

02

A.M.L.Branch

-

1000.00

750.00

500.00

03

Puttur Branch

-

1000.00

-

500.00

04

Karkala Branch

1000.00

-

750.00

500.00

05

Kundapura Branch

-

-

-

500.00

06

Byndoor Branch

-

-

-

500.00

07

Mangalore Branch

1000.00

-

750.00

500.00

08

Shivamogga Branch

1000.00

-

750.00

500.00

09

Chikmagalore Branch

1000.00

-

750.00

500.00

General Manager